Okay... I have a few financial decisions coming up, and I need some advice before I make any decisions.
First: my truck.
It's a 1999 Toyota Tacoma, in fairly good condition, and the last time I checked, I got about 20 MPG. I've had it since I was 16, and it's always ran well for me. Recently though, I've had to replace the front brakes and the starter, which cost a pretty penny. I'm worried that I've started on a downhill spiral.
Now, the last time I got new tires was about 4 years ago, and one in the front keeps getting low. This morning, it was completely flat. BF is going to look at it when he gets home, but I guess I'll have to replace it. BF says we need to go ahead and get two new ones for the front if we're going to replace one.
My question is... I've been thinking about getting another vehicle for a while. This is the only one I've ever owned, so I'm not the type of person that has to have something new every year or anything. My pros & cons:
=Decent Gas Mileage.
=Possibly starting to deteriorate.
=No room for the pup to ride with me.
=No extra cab or backseat for carrying anything.
=Gas mileage doesn't seem so hott when I'm driving 90 miles/day.
=Now needing new tires.
And just to throw an extra monkey wrench in things... my step-dad called to let me know about a buy-back program that Toyota is offering. Apparently, for some 1995-2000 Tacomas, there was an error in the corrosion-protection, and some have had extensive frame rust.
I have already called Toyota, and they told me that my VIN is one that could possibly be affected. So, the next step is to have an inspection with a Toyota dealer (got an appointment for next week), and see what they say. If the rust is repairable, they will do that, and Toyota pays for me to have a rental car in the meantime. If it is not worth replacing, Toyota will buy back my truck at 150% of the "excellent" Kelly Blue Book value!!!
Excellent value for my truck is $7,755... which would mean a check for $11,632. That would be freaking AWESOME. Obviously, if this is the case, I really have no choice but to take the deal.
But what if it just needs repairs, or not even that? Should I trade it in, or keep with it?
I would like to get something with better gas mileage, but I also need something that has some room for my big dog & (hopefully) one day family. I don't want to have to be buying something else in a few years. I was thinking a mid-sized SUV, which would probably get similar gas mileage, but have more room?
Should I go ahead and buy two new tires, or just one for now? Would one just be stupid?
Second issue: buying a house.
Obviously, this isn't something that I need an answer for right now. But it is something that I want to start thinking about, as I don't want to miss an opportunity.
Here's the deal. I know you should have a good downpayment for a home, which obviously, BF & I don't have. But common sense is telling me a different story at the moment.
With my job, we will be moving in early spring to another location, hopefully somewhere with lower cost of living, but who knows. At that time, we can either find somewhere to rent, or buy a house. Then, in about a year after that, we'll be moving again to a "permanent" location. If we can't sell our house in 30 days, my company will offer to buy it from us at the appraised value. If we do sell, they pay all realtor's commissions, travel for us to look at new houses, etc. The relocation package is really pretty good.
So with the housing market the way it is, and us paying $900 rent right now, it makes sense to me that we should start investing part of that $900 in a home. I know without a downpayment, alot of it would go to interest, but even if $300 went to the value, that's $300 that we are wasting now. And with my company buying the house and paying relocations expenses, we should come out ahead, right?
I am probably missing something, but in general, is this right? I just can't imagine how trying to save $100/month for a future downpayment WHILE throwing $900 out the window in rent is a good financial idea?
Any help on either of these two situations would be GREATLY appreciated. (Especially the truck as it is a current decision!)
Thank you all!
Archive for July, 2008
Okay... I have a few financial decisions coming up, and I need some advice before I make any decisions.
Well, not much to report. Things with BF are better, but I'm still not 100% sure what I want or what I should do about everything. I have more or less been trying NOT to think about it, because I always over-analyze and I feel like I'll gain clarity faster if I focus on something else for a while.
So that something else has been work. I've completed a number of my correspondence courses, in between working my butt off at the store itself.
I think I'll try the expense tracking again in August. We improved at it in July, so hopefully August will be even better.
BF has decided that he is going back to college whenever we figure out where we'll be for more than 6 months at a time. He doesn't want to take a bunch of classes that won't eventually transfer to wherever we end up and where he gets his degree from. I was a little shocked when he told me. We've talked about him going to finish his Associate's before, but he said he's going to get a Bachelor's. That is a big step for him, and I appreciate it. I think our relationship will benefit alot when he is on "level footing" as far as having a college degree.
I know it shouldn't matter, but he gets depressed sometimes that he isn't the "provider", and thinks I'm not proud of him for anything. I tell him that I am, for the person that he is, his work ethic, his kindness, etc... but I think it is something he needs to do for himself. And of course I will be thrilled if he can find a better quality of work, with better working conditions & pay.
I transferred $20 to our Orange Savings a few days ago. Even though I'm really trying to focus on paying down our debt, I know that we need to be saving some for the holidays, so that we don't end up racking up more credit card debt right before the pup needs surgery.
I'm thinking of trying to work a few more hours per week at work. The good part is that I'm technically an employee of the corporation, not the store, so the no-overtime rule doesn't apply to me. The bad news is, that I don't get paid very much for overtime (to discourage it I guess). But even if I can just get there 30 minutes early on days that I work... I always end up staying 15 minutes later to close anyway. So that might add up to an extra $4/day by the time taxes are taken out. Then that would be about $20/week, or $80/month.
Another reason I'm working so hard is that I am trying to make sure I get done a little early. Spring is our busy time, so I'm afraid if I wait until March (my supposed end date), they won't want to move me in the middle of it. Then I'd be waiting another 4 months to begin my next segment.
Plus, wherever we end up, the cost of living just about HAS to be less than here. If we can get rent for $500, and live close enough to work that our gas is $200, we will be saving $800/month automatically! That's not even counting the raise I'm supposed to get! So yea, the sooner we can get out of this money-pit, the better!
For those of you that read & commented on my last post, I have decided to be completely honest, if only with my SA friends.
At the conference, there were about 9 guys, and only 3 of us girls. The first night we were there, one of the girls ended up spending the night with one of the guys (professional, right?). So the rest of the conference, it was just myself and one other girl to hang out with.
Let me be clear, I love BF. I really love him, with all my heart. We have been through alot together, have grown alot, and I really believe that we have something special.
We've been dating for 3 1/2 years, since I was a freshman in college and he was a senior in high school. We've had many disagreements and spats along the way, usually over differences in how we were raised and what we wanted for the future. Coming from parents that were messily divorced, I think I am probably a bit paranoid at times that my relationship will be strolling along and then out of the blue BF would decide he didn't want what I wanted. I always wanted to get differences out on the table and explained/understood as soon as possible.
To be honest, I'm not sure how we started dating in the first place. We were friends for a while, and he even had a crush on my best friend. He wasn't anything like my "type" or anybody else I'd dated. I usually went for country boys, wearing jeans/boots, outspoken and with big plans for farms and horses, etc. BF grew up in a subdivision, and while he likes to camp and fish and be outdoors, he doesn't care at all to farm or even live on one.
This has always been a piece that bothered me, because I feel like being "country" and a farm lifestyle is something that is engrained in me, and a very important part of how I envisioned my own kids growing up.
I am also very ambitious, and BF is not. He's not lazy by any means, he will work all the time if he needs to, but he just doesn't feel the need to succeed or move up the ladder. My mindset is trying to be the absolute best I can be, and his is that he isn't going to change unless it's absolutely warranted.
Ever since about a year after we started dating, I started thinking about getting engaged. I know that sounds way too early to many of you, but you have to understand that where I'm from, it's not abnormal to get married right out of high school, or at least a few years later.
BF & I actually argued over the future of our relationship alot for about six months, and I was so exhausted from it. I felt like there was no solution, because I wanted him to want to marry me. He always said that he wanted to, but he just wasn't ready then. I would always ask for a reason he wasn't ready (was he not sure I was the one, or did he want a better job before he proposed, etc), but he would NEVER give me one. It was really hard for me to understand and accept his position, when I never got a reason for it.
I can remember one particular fight, when my emotions were rolling, and I said to him "That's fine, because you know what? You're going to wait around so long, that when you finally do feel the way I feel right now, you're going to propose, and that's when I'm going to say that I don't feel the same anymore."
Fast forward a few years, and our relationship is, in my opinion, the best it's ever been. We have argued about alot along the way, but always managed to come to some compromise. I have always thought that we were "meant" to be together because we have struggled through so much.
BF was upset when I decided to accept the job I'm in now, but he finally decided to be supportive. Then two months after I moved, he moved with me.
Along the way, I have gotten to be pretty good friends with alot of guys. Through college, I got to know alot of them, and every now and then I'd get the urge to flirt with a cute one, but never really felt anything more than just excitement at gaining a new friend.
In the past six months or so, I've been thinking alot about our relationship. I guess it's normal because I know that we'll actually be engaged soon, and to me, that is taking it to a whole new level, even if we are already serious and living together.
There is alot that I'm not particularly happy with. For one, we aren't very social at all. Of course, it's hard because we're in a new state, where we don't know anybody. But even when we were at home, we never went on double dates unless it was with one of his sisters and their husbands, or with my brother and his girlfriend. We could never just go hang out at a party, or go visit with old friends. Part of the reason is that he has a social anxiety problem. It's a physical problem that has always been hard for me to understand, but he has taken medication for it in the past. Now, when he tries to start the medication, it makes him so sick that I can't bear to have him stay on it.
I'm also starting to feel a little bitter at times, and I don't really know how to explain it. I guess the fact that I wanted to get married long before he did, and now that he's finally ready, he gets the luxury of knowing that I feel the same way. It seems unfair that I had to suffer through my feelings for a long time, just waiting on him.
I'm really ambitious, and the field that I'm in is related to agriculture to some degree, so we are total opposites where that is concerned. He is always in awe of my accomplishments and how "everything is easy" for me. What I've tried to get through to him is, everything is NOT easy for me. I just know what I want, and I go after it. Just because I get it done, doesn't mean it was easy.
-Okay, now back to the work conference, the reason for this post.
I went down, and the first day we had team-building activities all day long. The ice was immediately broken because you are forced to get comfortable with everyone when you are walking high-wires together, sharing scar & injury stories, and laughing at everyone else's mistakes. As the facilitator said that day "You can learn more about someone in one hour of play, than you can in one year of conversation."
3 girls and 9 guys, we worked through all the activities, and got to know each other a little.
For the next five days, we would be together almost all day long, either in meetings or presentations, or at lunch, etc. The fact that everyone meshed so well that we wanted to socialize together at night added to this.
You've probably guessed the root of the problem at this point... a guy. I want to say that when I first met everyone, he didn't stand out to me. It's not that he was the best-looking, there were other guys that were physically more attractive.
As the first few days went by, I started to realize that I was actually excited to be hanging out with them. Usually, I would look for a reason to stay in my room or with one of the girls, but I found myself actually looking forward to our evening plans.
And then I started to realize that there was one person in particular that I was excited about being around.
Ugh. That sounds horrible. I feel horrible. I never wanted to develop a "crush" on someone, and I'm not sure when I realized that's what it was.
I'm a logical person, so I try to tell myself it's because of a number of rational reasons.
Number one, he is a bit older than me (and BF), and he has his life in order. He has a nice truck that he's worked hard for, and he is ambitious and outgoing without being overbearing.
He was also so funny, without really trying. You know how there are just some people that you can't help but like? I was talking to another of my guy friends from the conference (that I got to know better than the other guy, but had no attraction whatsoever for)... and even he said "Yea, you just have to like XXX, he's such a good guy."
He's country, probably more than myself even. He's physically attractive, although he didn't start standing out to me until I got to know him. Thinking back on it now, I think it was the little things that struck me most.
He was talking about how he didn't like a particular athlete, and when somebody asked him why, he said it was because he had been watching the athlete on TV with his grandfather, and the athlete had started cussing on screen. He said "I just felt like, if he didn't have any respect for my grandpa, I don't have any respect for him."
He's from a very southern state, even more than where I'm from, and it was really shocking to see that although I've always considered BF a polite person, there is definitely a difference. This guy would hold the door open for anybody, be the last off the elevator, and always called everyone "sir" or "ma'am".
Another little part that got to me was when we would all go out for drinks or food. We were sitting at a restaurant, everyone chatty and happy and sipping margaritas, when he asked everyone if they wanted him to say the blessing before we started to eat. He finished the prayer and then started cheesing as he started to drink his margarita again. It was one of the most honest, simple things I have ever seen.
The night before our last day, I found myself dreading it. I didn't want to leave, didn't want to wait until two months from now when we will all see each other again. It wasn't just that particular guy, either... I had enjoyed my time with them so much, I didn't want it to end or change.
The feeling of having a "crush" is all too real. And the worst part about it is, this guy and I weren't particularly close. We were just as close as everyone else, but by no means closer. I keep thinking that if he knew what was going through my mind, he would think it so strange. And it's weird to me too, I keep telling myself how ridiculous and stupid it is, and how much stress I'm causing myself for no reason. Here I am checking this guy's myspace, thinking about a song he was singing all week long, and I'm about 99.9% sure he hasn't even thought of me since we left. It just wasn't like that.
Now I keep flashing back to different little insignificant moments, like when we were all hanging out by the pool (the guys swimming, the girls just hanging out), and he asked me to hand him a cigarette. He went out of his way to thank me multiple times and use my name. Then he asked "So where are you from, it's far from where you're placed, right?" That is such a normal, stupid conversation.
Then we were partners in one of our training sessions, a competition between the groups. We were always the two laughing uncontrollably at something, and it was even funnier because the moment I noticed someone doing something weird, I would glance at him, and he would always be thinking the same thing. The moment I realized it had gotten bad was when another guy said "What is it with you two, you are always laughing, and then you make us laugh!"... and I felt such a rush of emotions at "you two".
He was the type of person that is quiet when you first meet them, isn't bossy, but steps up to be a leader when it's needed. The type of person you hang out with just because they are really just that cool of a person.
I feel so crappy about this. If I knew BF were having these feelings about another girl, I would be heart-broken. I kept telling myself that I would be so happy when I got back home, that I would forget all about it. But then as I pulled in, I just got depressed.
It's horrible because I want to be happy with BF. I want to go back to feeling SO overjoyed at just thinking about getting engaged or married. I really hate that while I was at the conference, I was actually happy that I wasn't married yet. How wrong is that?
It's also horrible because it's not like this guy is asking me out. In reality, he's probably "out of my league", as I'm sure every girl he meets probably has some of the same feelings as I did. He could probably have his pick of anyone, and like I said before, he would no doubt be very shocked to hear that I was even thinking these things. That makes me feel all the more ridiculous and loser-ish.
And the kicker - BF noticed almost immediately that something was wrong. He started kidding me about the guys, then started to act like he was flirting with a girl at his work. And the worst part... it didn't really bother me, I was really thinking, I could deal with that. I can deal with you liking that girl, as long as I can like this guy. That is so wrong, and I know that in my "right mind" a week ago, I would never have thought that.
I was at home by myself all day today, and depressed. It has been such a long time since I have been in a state of not being able to get someone off my mind like that. When you're dating someone steadily, it's not such a nagging, stressful thing to think about. But when you have new feelings, BAD feelings, it is horrible.
And so, I called BF a bit ago. He could tell that something was wrong, and asked if I had been crying. As soon as he asked, I knew I couldn't lie. I told him I wanted to talk to him about things when he got home, and of course he is stressed out about it now. I hated to do it while he still had an hour left of work, but I also don't want to let myself out of it, and I knew if I went ahead and told him on the phone, I would be forced to talk about it tonight.
So now I'm waiting on him to get here, and I'm not sure what I'm going to say. I plan on being honest, because that's what I would want him to do for me. Hopefully he will realize that it's not me trying to be shallow or running after any guy that is physically attractive. I never crossed any lines, and I'm sure that guy hasn't even though about me. My problem is with my own feelings of dissatisfaction.
And all this comes at a very inconvenient time. BF was probably planning on proposing in the next few weeks (a leak from his sister let me in on that little secret), and now I feel like it's ruined. It really sucks that I was excited about it for so long, and now that it was about to be a reality, I had to go and start getting nervous to be around someone else.
There you have it... for anyone that's still reading. The grisly details, the crappy feelings. I will update you guys on the outcome, if I am in any shape or mood to do it.
As always, comments, suggestions, or advice would be greatly appreciated. Don't hold back.
Well, this month has been a struggle to track expenses, and I've all but given up. With visitors, weird bills, and a work conference, I haven't kept up with it like I should have. I did well the first half of the month though, so I can go back and look at that I suppose. Otherwise... here's to August!
My work conference was GREAT. I had dreaded it a bit before I left, mostly because I thought I'd be miserable without BF and feel left out because I didn't have a roommate, etc.
Looking back on it, the group of people I was with was truly amazing. We're all around the same age (22-26), and we all got along so well that it was really surprising. I expected to be in meetings and presentations all day, then at night for a few people to hang out, but mostly be in my hotel room. It turned out the complete opposite.
We had alot of speakers, and met SO many executives and even the CEO. It's weird to stand up and introduce yourself to the CEO of your company, especially when he already knows everything you're about to tell him. And afterwards, we all hung out together. One night it was a structured event because we had dinner with some execs from different departments, but the rest of the time it was up to us. It's kind of crazy that we all came in not knowing each other, and in 5 days, we were seriously sad to leave.
I did miss BF, but it wasn't as bad as I thought it would be. We were so busy with structured stuff during the day, and socializing at night, that it wasn't that bad at all.
We all came out as friends, with some people closer than others. The girls were grossly outnumbered by the guys, but everyone meshed really well. Every meeting we went to, the presenters or facilitators would end up telling us "My stomach hurts from laughing with you guys so much" and "I've never seen such a close group".
When we got out of our last bit of training yesterday afternoon, everyone was tired, but ready to go back to our individual work places and put it into action. A few of us stayed a little longer to exchange some self-study materials, and it was cool to walk out of the building and see your whole group waiting on the rest of us, not wanting to leave.
And then we all decided to run to McDonalds for our last meal together, and there were alot of handshakes and hugs afterwards before heading home. We joked that we were going to insist on all being in the same district. We'd either be the best or the absolute worst in the company, lol.
I'm off work today, which I would normally be pumped about. But having so much stuff I want to get started on, change, learn, it kind of sucks that I have to wait until Monday now. While at the conference, I did get a binder about our big project at the end of our training, so I could start looking through that today. I can also try to knock out a few more self study assignments I suppose, if I really feel like accomplishing something.
I have been depressed all day, and it's kind of hard to pin-point the reason. Part of it is going from a very busy, very social past 5 days, back to the same ole routine. I went from Starbucks, meetings, training, executives, having drinks with new friends, and travelling to new places, back to an apartment that needs to be cleaned, a truck that needs to be washed, and bills that need to be paid. And BF did have to work today, so now I am sitting alone bored.
Another thing I'm struggling with now... at our conference, I really got to compare my life with the other people's. I know it's difficult to tell what's really going on in someone's financial life, but since we're all around the same age, in the same job, with the same salary (yes, we all figured that out)... who better to compare yourself to?
And here's what I found out: 3/12 of us were engaged, 1/12 was married, 3/12 were in long-term relationships, and 5/12 were single. 3/12 either owned a home or were in the process of buying. From the vehicles that I saw, most were 2004 or later models. Everyone I rode with had a navigation system, and XM radio. Everyone had nice clothes and cell phones... fitting for young business people I suppose.
I know many of you will look at all that as over-the-top, and I really tried to, but I couldn't help but get a little depressed over my situation. I live in the highest cost-of-living area out of anyone, and I also pay the most in gas driving back and forth. (Rent would be much higher if I lived closer to work). I have a truck that has been dependable for the most part, but is starting to show its age and wear. No navigation system, I got lost and ended up at an international airport on the way down because I was trying to read BF's handwritten directions. And the radio I have usually doesn't even change channels. I push all different buttons, but it stays on the same channel until it feels like changing.
While everyone was wearing Ralph Lauren shirts, I went to Target and got 2 shirts for $6, because I literally had nothing else but dress clothes. And the dress pants I had, I got at Walmart the day before I went.
I know my situation could be alot worse, and I am truly thankful for what I do have, but it's difficult when you see people in the same position in life, and they are able to do so much more just because they live in a different area, where they pay $500 less rent every month, and $400 less in gas. Grrrr.
Now that I'm done whining, I will say that I could go out and buy a navigation system right now. But then I'd just want to get a satellite radio for the long drives to and from work. And why get a nice radio and satellite system when I have no room for anyone in my 2-seater truck, and it isn't too fancy itself.
So the grim realization is that I have debts to pay, expensive rent due in a week, and gas isn't getting much cheaper.
It's depressing, it really is. I don't want to look back when I'm 30, and be in the same position as I would've been if I had actually spent some money on "frivolous" things that would've made life a bit more fun. I guess I just have the temporary mentality of - you are only young once, why not enjoy it?
Well, now that I have talked all this out, and maybe understand it a bit better, I think I will go see about paying some bills. Maybe it will make me feel a little better to see the amounts on BF's student loans go down a bit, as well as our credit cards.
The only thing I do seriously consider is the truck. If I were to get a gas-saving car, I could almost justify the trade. I get about 20 MPG in my truck, and with $3.90/gallon gas and driving 90 miles every day, the savings could add up. But then again, if I'm going to have a car payment, I would want to get something that I'm going to be happy with for a long time. With BF, and a big dog that likes to ride, I don't know if a Civic is the best choice.
I don't want to go buy a Civic or Corolla, and then the next training position I'm in be somewhere with lower costs, where I can live right next to work and save $800/month. At that point, I could deal with paying a car payment and having the gas mileage of a smaller SUV.
Something to think about. But right now, I'm struggling with all kinds of emotions. The best solution may just be to pay some bills, and chug along on my work assignments, hopefully I can get to that cheaper location sooner.
3 Cans of Dog Food: XXX
Gas For My Truck: XXX
2 Beers @ The Bar: XXX
Food From Walmart: XXX
Mexican Food (Reimbursed): XXX
Okay, so my expense tracking isn't going as well as it should. But until I have time to sit down and go over our accounts/receipts, I'm just trying to keep up with the individual trips. Hopefully I can knock the details out later.
I'm at my work conference right now, and it's going well. It's really incredible to be meeting with the Senior Vice Presidents of different departments, and actually conversating with them. Makes me feel like I don't deserve to be here, haha.
It's also nice to have my own room. I thought I would feel left out because I am the only one without a roommate (odd number of people)... and it is like that a little, but for the most part it's nice. I don't have to worry about my roommate coming in drunk with a guy in the middle of the night, and I can spread my stuff all over without anyone caring.
The group of people here is pretty good as well. Alot of Type A personalities... which isn't really me. It's so funny when you get pegged as a "quiet" person just because you can't get a word in edge-wise. And we are all going through the same program, and are from different states, so that is interesting. It's neat to see the few people I knew, and meet others that I never would've known.
I do miss BF though, and my pup & cat. He is holding down the house like a true bachelor pad... I think he had plain biscuits for supper. Poor thing, lol.
Well... guess I'd better get to bed, I've got to get up early again tomorrow.
Gas For BF's Car: $XXX
Retractable Leash For Pup: $22.04
My Food @ Work: $2.69
WOW the past few days have been so busy. BF's family was here, and it was pretty much total chaos. His niece is sweet as can be, but so sensitive that the dog kept upsetting her. It was their "vacation", so they wanted to go do things all day long, which of course meant spending money for us.
All in all, it wasn't as bad as it could've been. We drove to show them where BF works and picked up his check while we were there. Then we visited a small farmer's market that was nearby, which was free since we didn't end up buying anything. We also visited the nearby outlet stores & mall, where BF got a much needed outfit (all his clothes are SO old) for a decent price, and we ate a food court meal. After that, we headed to Chuck E Cheese's for his niece, where we picked up $20 of the $30 food tab. It was more than our share, but they were using their gas while driving around, so we went ahead and paid the $20.
We also did miniature golf, which was $10 for BF & I, but we only ended up playing about 12 of the holes because it was unbearably hot outside.
They stayed with us, and we cooked dinner two nights, got McDonalds on the third. We had to go out and get chicken for the second meal, but they bought a pie for dessert.
It's amazing how being around people that are on a "vacation" or "spending" mindset can affect you. Obviously we wouldn't have spent that money if they hadn't come.
It was a good visit, I'm glad we got to see them, and we had a good time, but I was okay when they went home. There was just so much chaos, and I was so worn out from running around.
I had to go back to work yesterday morning, and early again today as well. I leave for my work conference tomorrow at about 7AM, and I'm going to be gone until Friday night. I have been so stressed trying to make sure I've got everything ready, I still have to pack everything and finish washing clothes. I don't even know what I'm wearing tomorrow! Ahh! Stress.
I will miss BF while I'm gone. It will suck, but at least it's just a week. He is gone right now to get one of the $1 movies from Walmart: 10,000 BC. I've wanted to see it, and he caved since I leave tomorrow. He's also picking up the makeup that I just ran out of, so it will be interesting to see if he gets the right kind/shade. Boys.
Well... I'm a little behind on tallying all our spending, but I've been trying to make sure we get all the expenses down. I'm going to take my laptop to the conference, so maybe if I have some downtime in the hotel, and they have internet access, I can get everything up-to-date.
-SPENDING 7/16/08, 7/17/08-
Food @ Mall: $12.67
Chicken & Swiss Rolls: $8.97
Chicken For Pup: $6.97
McDonalds For Me: $1.06
Chuck E Cheese (Food): $20
Miniature Golf: $10
Clothes For BF: $27.12
Cingular Cell Phone Bill: $132.16
Personal Loan Pmt: $113.61
Gas For BF's Car: $15.10
Dish Soap: $2.73
Gas For My Truck: $52.23
Shoes For Conference: $24.37
Socks/2 Pants/2 Shirts For Conference: $67.59
2 Ears of Corn: $0.48
Brother's GF's B-day Gift: $20.53
Uncle's Baby Card: $0.53
Puppy Poop Bags: $1.06
BF's SF Card: $66.10 + $18.90 pmt
BF's Paycheck + $72 Holiday Pay: $576.75
Starbucks GC-> Cash: $3.50
Spot Shot: $4 ($172.70/$20)
Okay, maybe not. But I did poke a hole in our wall with my finger tonight. Just one finger, my index to be exact. I was vacuuming in the dining room when I noticed a small bump on the wall. I thought it looked like a bubble in the paint or something, so I poked it (gently) with my finger, and my finger went straight into the wall. I can't wait to explain that one to BF. The 90 pound dog swings old shoes and toys against the wall, and doesn't so much as dent it. I poke it, and now there's a hole. Superpowers I tell ya.
We've gotten alot of last minute tidying up done today. BF did alot before he went into work, and I've done some since I got off. We still have a little laundry to do & put away, and need to clear off the dining room table of all our paperwork and randomness. His sis, brother-in-law, and niece will be here at about 5:30 tomorrow night, before I get home from work even.
I realized that my brother's girlfriend's birthday is today. I called and left a message for her on my brother's cell phone, and I'll have to get a gift card and put it in the mail to her tomorrow. I don't know why I was thinking it was the 21st?
Our pup is doing much better, or at least it seems that he is. He didn't poop at all from 6pm yesterday until about 7pm tonight, and then it was a little firmer, without noticeable blood. Still not quite right, but closer.
And he's been running around like a madman. I took him out a few minutes ago to pee, and he proceeded to slip out of his collar (I always feel like it's too tight, and then he does that), run like wild across to the other buildings, and start sniffing. I finally caught up to him and threw it back on, but it took way more energy than I had planned on. I didn't even have my shoes on all the way! Then we got back in, and before I knew it, he almost had his leash chewed in two. Currently he's laying beside me on our LEATHER couch, which he has NEVER been allowed on. He really just jumped up here like he owned it, and now he's sleeping and I don't have the heart to make him get off. He gets away with alot by his good looks. If he punctures the leather, and I have to tell BF how it happened, I am gonna die. He always says that I spoil him.
Well, I'm off to make BF's favorite dinner... salmon patties.