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Forgot to add yesterday that I randomly found $0.25 at work. Then found $0.02 this morning outside my apartment complex. Adding that to the loose change found when cleaning out my truck the other day, and my "cash in a coffee can" is growing nicely. I must stay on the look-out for more.
I was attempting to balance my old checking account this morning when I realized that I am on my last check. I was thinking that I had another whole book, but I can't find it anywhere. Maybe not. Either way, I had planned on using that check to pay at the gas station this morning (one of the few that will take checks) instead of using my Discover Card. BUT... I can't do that now, because I need that check to make a deposit into my NEW checking account.
I'm going to take the survey check I got in the mail this week, and my last personal check and go to my new bank today. I'm thinking I can write myself a check from my old account, and deposit it to my new one? Hopefully.
I don't want to order any more checks for the old one, because I will hopefully be closing it soon. But there are a few things that I will need checks for, so for now, I'll deposit money into my new acct, then get cash from an ATM and get a money order for what I need to mail.
I'm going to have BF get some cash from the old account and bring it with him when he comes as well. Slowly, I need to phase that one out. The timing is difficult because I have my insurance automatically withdrawn from it, and my paychecks automatically deposited. Hmmm.
Well, I've put stamps on about 12 of my graduation invites, so those will be on their way this morning. I need to get some more stamps and finish them.
I don't have much left in my food budget, but I think I might spend $2 on lunch today. I honestly don't feel like fixing anything, blah. We'll see.
Off to work!
Okay, here is the list of what I was able to accomplish today:
=Vacuumed Living Room
=Shampooed Living Room
=Took The Pup Outside For Some Walking
=Cleaned Out The Truck
=Took Out Trash
=Cooked Dinner/Lunch For Tomorrow
Not as productive as I would have liked, but enough to make me feel a little bit ahead for tomorrow.
For dinner, I used the rest of the ground turkey, and the other half of my bag of frozen stir-fry veggies. I also made some white rice, and added a little cream of mushroom soup for flavor. Now as long as I can remember to clean my tupperware and pack the leftovers for tomorrow, I should be set for lunch.
While I was cleaning out my truck, I couldn't help but laugh at myself. It's been quite a while since I've actually taken stuff OUT of it (usually I'll just shove it behind the seats), but since I am taking it in tomorrow for repairs, I figured I'd better get it looking presentable. I had so much stuff in there from moving here, from work, even from when I was in college and practically lived out of my truck during the day.
A partial list of what I found:
=2 Bottles of Body Spray
=Unopened Bag of Popcorn
=All Kinds of Old Paperwork
=College Class Papers
=Beauticontrol Lip Peel
=Box of Crayons
=Lots of Clothes Hangers
=The Pup's Old Leash
=Some Random Change
=5 Coffee Mugs
=Some Random Clothes
Honestly, I don't understand how it was all in there to begin with. The good news - I won't have to buy deodorant or body spray for a while, and I can add the random change I found to my "cash in a coffee can".
Today did turn out to be a NSD. I need to make sure my checkbook is balanced so that I'm prepared for whatever damage the truck repairs will cause to it tomorrow.
Today will be a busy day. Or it should be a busy day, depending on whether I actually get motivated enough to do all the things I'd like to do. Maybe to provide a stimulus, I'll post later tonight about everything I did (or didn't) get accomplished. Geesh... why are days off so hard to come by?
The good news is that today should be a NSD, unless I run across some bills that I need to pay. I'm not going anywhere, mainly because I don't need to spend any money, and because I don't want to risk driving my truck any more than I have to until it gets fixed. I need to take a look at my checking account balances and future expenses, and see if I can swing some new tires while I'm getting the truck worked on, too.
I did manage to complete about 20 of my graduation invitations this morning. I am going to call my mom later, because I'm sure she'll be able to remind me of a few people that I forgot about. There are also a few that I just need addresses for.
Speaking of graduation - I think I'm also going to ask my mom about having a small get-together afterwards. The actual ceremony is at 8:30 AM, about 40 minutes from my hometown. So if it lasts and hour or two, and then everybody drives back, it would be the perfect time for lunch. I'm thinking that I might be able to get my grandma to cook outside on the grill, which is always awesome. Hopefully most of my immediate family could make it - mom, siblings, grandma, aunts, uncles, cousins, and of course BF. I might even see if BF's sisters & parents want to come, but they may have other plans. Guess I might need to check with mom about it first though.
It's a beautiful day here, even a little on the hot side. If I have time between all I hope (and need) to get done today, I might see if me & the pup can try Squirrel Frisbee again. We'll see.
I have several things I need to plan for soon. One is a haircut, although I have no idea where to go. I might see if there is a Great Clips or anything close to me. I want to make sure I get it done before graduation. Nothing drastic, just a couple inches off the length. The other thing is something to wear to graduation... I'm not sure if people wear dresses or just dress clothes under their gown? Either way, I have no idea what I could throw together out of my current wardrobe. All of this can wait until after the truck is fixed though, so I know how much that expense will be, and also won't be afraid to drive it.
Only 12 days until BF gets here. That is so crazy to say. I remember the first day he left, and I was thinking, 3 months is too freaking long for this. Needless to say, it got shortened to 2 months, but these have still been the longest two months of my life! It's so crazy when he talks about telling his bosses bye, or planning on switching his cell phone plan. It's really that close!
I am really excited about making our budget together. I think I may try to come up with a finance binder for us, to keep track of all the various things we've got going on. I don't want to spend money on it though... so I'll have to see if I can dig something out of my old college stuff.
Well, that's it for now, I guess I'll stop procrastinating and try to get something accomplished today. :P
Payday will officially be Friday 4/18 (when it will be direct deposited), but I got my pay stub today:
Net Pay After Taxes: $1,079.92
Net Deposit: $1,023.16
Included in the net pay is 1.85 hours of overtime, amounting to about $11 extra. I'm adding that to the challenge, and will deposit it into the Wedding Fund at the end of the month.
The amount taken out for my health/vision/dental is the same as last time, which is a little more than I had budgeted for it, so I'm going to go ahead and change that part of my montly budget. The good news is, the net pay after taxes is higher than I expected, so I'm going to change the budget reflecting that as well.
Spent $2.12 on McDonalds breakfast this morning. That's what I get for being early!
Also spent $20 on the DC for gas on the way home.
At the recommendation of a guy that I work with, I went down to the car shop in our shopping center on my lunch break. When I described what I had going on with my truck, the man there said his guess was the brakes hitting metal in the front end (whatever that means). I was able to make an appointment for Friday morning, so I will drop the truck off and then walk back to our store for work. Then they are supposed to figure out what's wrong with it, and call me to let me know. From there, I'll probably ask the same guy I work with (and maybe call my brother) to make sure what they are saying & what they want to charge are reasonable. Then, if everything is a go, I was told that they could have the work done by the time I got off work.
Right now, I am just hoping it's not over $700. I also need to get the oil changed while it's there (if they do that), and I probably need new tires if I'm going to try and keep the truck for a while. I would estimate the tires at about $90 a pop, so an extra $360 plus labor if I wanted to do that. Ugh. I really don't want to spend $1,000 or more right now, but I know the mechanics are going to push new tires, and I will feel stupid not taking them, because they are about 4 years old, and I'm constantly battling flats. Oh well, we'll see what they say and how much the first repairs are going to be.
The good news for today is that we had free pizza for lunch at work, so no money spent there.
And finally... I am off to update a few of the pages in my side bar, and then FINALLY fill out my graduation invitations to mail. Woo hoo.
I was too sidetracked to post last night, but I spent $5.20 on cigarettes yesterday on the DC.
I also got my first check from doing surveys, a whopping $9! Every little bit helps, and I am going to add $9 to our Wedding Fund at the end of the month. Also adding that $9 into the challenge.
Did manage to get to the post office yesterday before work to pick up my graduation package. I freaked out at first because I thought they had forgotten the fancy envelope seals, but found them stuck down in another section later. So as far as I know, I can start sending the invitations out tonight, or whenever I have time outside of work. I need to get them done soon though, only about 2 weeks until graduation. I still need to try on the cap & gown, and see if grandma will need to hem it.
Puppy Update: We're doing well now when I take him outside, but still having problems in the late evening and during the night. I don't give him water a few hours before bedtime, so it confuses me that he even HAS to go, but oh well. My new plan is to move his crate into the bedroom, and have him sleep in there. That should work, unless he barks/whines the whole time, because then I'll have to take him out so the neighbors aren't mad. Grrr.
In other news, I've lost another pound toward my weight loss goal. Still alot more to go to get to my target weight, but only about 15 lbs to get to my weight a year ago. I have no idea how I gained so much in such a short amount of time? Craziness.
Less than 2 weeks until BF moves in, and I can't wait!!! It feels like forever since I've seen him even, and it's going to be such a great experience to have him here all the time. Ahh, relief!
I talked to a guy at my work yesterday that knows a little about vehicles, and he seems to think that the problem I'm having with my truck is the wheel bearings. He said his was making a similar noise and that was his problem, and that it cost him about $400 to get it fixed. The only good news is that he got it fixed at the shop right down the shopping strip from our store, so if they can do it, maybe I can drop it off while I'm at work and pick it up afterwards. I just need to get it done, before my wheel comes off!
Well, that's it for now, but payday is this weekend, so maybe I'll have my paycheck to report later. Off to work!
Well, here I sit, checking SA blogs, BEFORE I go to work. This is getting a bit ridiculous, huh?
I've packed the leftovers from last night's dinner for my work lunch. I ended up cooking 1/2 pound of ground turkey, 3 slices of cheese (mixed in once it melted), some spaghetti broken up into little pieces, and at the end, threw in some diced tomatoes. When the spaghetti was soft and everything was mixed well, I put the mixture into a soft tortilla, and rolled it up like a burrito. I had absolutely NO idea what I was doing, but it turned out very well! So well that I think I'm going to write the recipe down before I forget it, ha!
So I've got that for lunch, and I'll probably pack a salad as well, and some more Kool-Aid. I really wish I had went ahead and made some sweet tea the other day instead of the Kool-Aid, but I gave in to the convenience factor. I think it's because of where I am from... I'm having sweet tea withdrawals.
And here's a change... instead of the pup, it's the cat that is driving me crazy at the moment. When BF isn't here (which he hasn't been for a month), I sleep with my bedroom door closed & locked. If I put the cat inside the bedroom with me & the pup, he gets up in the middle of the night and starts pawing the door wanting out. He is declawed, but the door still slightly "thumps" with his weight on it, so I'm afraid the neighbors will get mad if I don't stop him. Then when I let him out and go back to sleep, 30 minutes later he's pawing at the door, wanting back in!
And this morning I got up to find that he had knocked a little plastic container of puppy treats off into the floor, and had somehow managed to get it open, and EAT ALL OF THEM!!! Those were like $4 a bottle, and we only used them for training, so they would've lasted forever. Eh... I guess another bottle will have to come out of the Pet Supplies budget before long.
Anyway, I'm about to grab a cup of coffee (that I made at home, of course),and throw my clothes in the dryer for work. If I have time, I'd love to go by the post office and pick up my graduation stuff before work, so I can work on it tonight. We'll see.
Hope everyone has a great day!
Today started out well... it was much easier to drag myself out of bed for the early shift this morning, because I knew I had everything pretty much ready to go for work. I had already packed the leftover stir-fry and salad in tupperware containers, as well as a plastic bottle I filled with Kool-Aid. I managed to start the coffee pot, turn the clothes dryer on, and take the pup outside to pee in about 5 minutes.
Work went well, no extremely rude customers. I'm actually getting into some of the purchasing/receiving areas now, so it's a little more interesting than just being a merchandiser.
One of the assistant managers came back today after being out with a broken ankle, and when I filled him in on BF's planned move-in date at the end of the month, he asked if he had found a job yet. I told him that we hadn't even started looking, that we had a little saved to tide us over for a month or so, but hopefully he'd be able to find something soon. Then the guy suggests that BF can probably get on fairly quickly with our same company, at another store. I didn't know that was allowed, but apparently it doesn't matter as long as you don't work at the same store. So he says he will call the manager over there, and see what he can do.
Even though that store is still about 30 minutes away from our apartment, it would pay pretty well, and we'd know he wouldn't be working nights. So we'll see what happens.
Puppy Update: Two successful trips outside before work this morning, then a successful trip after work when I got home. While I was changing the kitty litter, he went #2 inside. I actually don't mind that as much as #1, because it's easier to clean-up and doesn't leave any smell behind. But other than that, no other accidents, so we're doing well so far.
I think I finally have things settled with my old apartment complex. I faxed my move-in sheet to them on Saturday while I was at work, and then called to verify that it got there. The property manager doesn't work weekends, so I said I would call her back today to make sure she didn't need anything else (i.e. that she wasn't going to try and charge me for the carpet). So I called today, and apparently she hadn't even looked at the fax yet.
When she finally did, all she said was "Yes, you were in my to-do file" and "Alright, yes, it's very thorough". You'd bet your bottom it's thorough, just for these types of situations! Then she told me that would be fine, and that I could just send the check for the bill she had sent me for breaking the lease & my last water bill, and it would be done.
So I made out the check tonight & will mail it tomorrow morning, a total of $994.42. I don't think I've ever been so happy to write a check!!!
Plus, this amount was about $1,000 under what I had estimated from what the other girl told me at first, so that will be that much more in our reserves to either pay down debt or tide us over until BF finds a job. I still don't know how the two people got two totally different amounts for what I would owe to break the lease, but I'm guessing that maybe because I moved for work, they didn't charge me so many penalties? Either way, I have the copy of the bill that she sent me, and I wrote "Everythingn Paid In Full" on the check, so they had better not try to come back and say I owe them another $1K later on.
I had a note on my door Saturday when I got in from work, saying I had a package to pick up at the post office. My mom was forwarding my graduation cap/gown and invitations, and I told her to add delivery confirmation, just in case. I could have picked it up today, but the post office was closed by the time I got home from work. I will try to swing by there tomorrow morning before I leave for work.
I am very anxious to try the cap/gown on and make sure they fit! I am so nervous now that it's getting down to the wire and less than a month till graduation. I just don't want to show up in the wrong color gown or something!
I can't wait to see the invitations, either. Hopefully they didn't spell my name or my major wrong or anything. I want to be able to get them out in the mail this week, so that the people I'm actually inviting to attend can have a definite time/date, and the people I'm only sending an "announcement" invitation to can start thinking about sending me money. :P
I think I might go ahead and make a list of people to send them to tonight, so I can get them all done faster.
Other news on the job fronts... one of BF's managers told him that he would be willing to give him a written recommendation to bring with him here, since it's two states away and all. I thought that was really nice, and shows what a great employee BF has been over the past 4 years there. And the other manager has already told him that he's on the "re-hire" list for whenever he wants to come back. What a hard worker.
I broached the time-off subject with my manager today, and I have to admit, I was a little nervous about it. I already have to ask off for my graduation the first weekend in May. I will need off that Saturday to drive to my home state, then the graduation is EARLY the next day, and then I expect that the decent thing to do would be to stay and visit with my & BF's families the rest of the day Sunday. We would drive back on Monday, but I'd need off all day Monday because there is no way I'd be able to make it back in time for work (it's an 8 hour drive).
Then BF's cousin's wedding is May 25th, which is a Sunday, so that puts me in the same situation. Although, if it's in the afternoon on Sunday, I may be able to pull off working the early shift on Saturday and then us driving the 8 hours Saturday evening/night. Then I'd only have to take off that Sunday/Monday.
AND... if BF's sister decides that she's going to do her shot-gun wedding thing in June, I will definitely need off for a few days there, too.
I explained the situation to my manager, and she seemed to think that I could probably give the dates to the assistant manager that does the scheduling, and probably work it out so that I give up having Thursdays off those weeks, and only end up using 1 vacation day for each event. So since I'm already off on Sundays, and I could work Thursday to make up for missing Saturday, I would really only be taking a day off for Monday.
But we'll see how that goes... I need to verify the BF's cousin's wedding is really May 24th, and then write out a list of my scheduling needs to give to the A.M. ahead of time.
Phew... that was alot. The only spending I had today was $30.01 on the DC for gas.
Now I just gotta figure out something tasty for dinner.. I'm starving!!!
Finally got motivated to go grocery shopping tonight. I had roughly $33 left of my food budget for the month (thanks to splurging early in the month on McDonalds), so I planned to buy some pantry-stuffers and spend about $20.
1 Gallon of 1% Milk
1 Can Cream of Celery
1 Can Cream of Chicken
1 Can Cream of Mushroom
1 Can of Diced Mushrooms
1 Box of Bowtie Pasta
1 Box of Shell Pasta
1 Bag of Colby/Jack Shredded Cheese
1 Bag of Pizza Shredded Cheese
1 Bag of Frozen Broccoli/Cauliflower
1 Bag of Frozen Stir Fry Veggies
2 Bags of Frozen Mixed Veggies
1 Bag of White Rice (2 lbs)
1 Can Diced Tomatos
1 Packet of Spaghetti Sauce Mix
2 Packs of Ground Turkey (1 lb each)
Total Including Tax: $21.65
I feel like I did pretty well, and hopefully when combined with what I've already got stashed away, I can survive the rest of the month with $11 in the food budget.
I also used my gift card again, so I didn't have to actually pay out of my checking account.
Also paid my cell phone bill today for this month. It was more expensive than I had anticipated, $116.55 instead of the budgeted $90. I'll be watching my anytime minutes a little more carefully this month, but with BF moving in at the end of April, I don't foresee another problem.
I actually made myself dinner tonight, using some of the groceries I bought. I used 1/2 lb of the ground turkey, 1/2 bag of the stir-fry veggies, and the cream of celery. Ended up with some tasty stir-fry.
I put half of what I made into a tupperware container for my work lunch tomorrow, and also chopped the last head of lettuce that I had in the fridge to make a salad for my work lunch, too.
Now I just need to make a pitcher of sweet tea or Kool-Aid, so that I can take that in a bottle tomorrow, and I will bet set to go.
Gotta work the early shift, so I don't wanna get up any earlier than I have to!
In other news, BF is going to be here in 16 days (but who's counting?). I can't wait, I miss him so much. Things will be so much easier and less stressful when I know that I've actually got someone here with me just in case.
Puppy Update: We haven't done so hot today, I feel like yesterday ruined all the progress we had made thus far. We have had a few successful trips outside today, but so many random accidents! Oh well, looking forward, tomorrow should be better.
Well, I'm off to do some laundry, start the dishwasher, and make some tea.
1. I know you think you want to be a veterinarian, but you don't. You'll realize when you get to college that organic chemistry with 600 other students, well, it kicks your butt. But just think about it, do you REALLY want to be jerked out of bed in the middle of the night to go tend to a birthing cow? (You know how much you like your sleep.)
2. Dorm life isn't all that bad, enjoy it. You'll be itching to get your own apartment as soon as you move in to the 7 x 15 space that you are to share with your roomie, but don't rush. You'll miss alot of good times (I don't want to ruin any surprises, so I'll just say "slip-n-slide", "hobo man", and "electric checks". There will be some priceless, cozy, Sunday afternoons spent with your new BF, too. So when you're trudging down 15 flights of stairs for your first fire drill at 3 AM, remember that it's worth it.
3. Those straight A's you got in high school, they ain't happenin' in college. First of all, get off your pedestal and crack a textbook, because professors don't care if they cover it in class or not, it's gonna be on the exam. And stop laughing at the people walking around with index cards flipping in front of their face, if you were smart, you'd have your index cards, too.
4. Your scholarships will work out, so don't waste a BEAUTIFUL day at the end of your freshman year to re-apply to as many as possible. Even though nobody will tell you that the scholarship you have is automatically renewed for 4 years, it is! So go ahead and go home for a visit that weekend, instead of holing up inside your bedroom with your laptop.
5. As a matter of fact, don't be in such a hurry to move out of your mom's house. They have plenty of extra bedrooms now, and if you feel so independent, then just buy your own groceries. Take the your $265 portion of the rent and stick it in your checking account, you'll need it.
6. If you finally do get that apartment with your roommates, be careful. Jumping on that old mattress in the parking lot probably isn't such a great idea, I don't care who is doing it. Also, even though you know some Spanish from high school, it's probably better not to yell "fiesta!" across the parking lot to the Hispanic population a few buildings over. Oh, and watch your clothes... one of your roomies is a thief.
7. You'll have an array of jobs in college, but most will serve their purpose. That job at the dairy farm, where you think you'll gain priceless experience for your vet school application, will actually turn out to be okay. If you can trudge through getting up at 2 AM to go herd cattle, and then suffer through 3 inches of standing water in the parlor as you milk them, then all your future jobs will seem like pieces of cake. You'll also have some valuable memories and friends from here... including a few with that same BF you've been dating. (Just a helpful hint here - when you two get the Gator stuck at 2 AM in the middle of a dark field, taking off your muck boots to wedge underneath the tires won't work, your feet will just be cold.)
8. Be careful with those credit cards. I know there are times when you'll have to use them, like when the towing company has your truck locked up in their shady parking lot. But just realize that it's not going to be as easy as you think to pay it all back. Even when you're working full-time and making much more money, you're also going to have to move to an area with a higher cost of living. Use them if you must, but try to cut it back to the bare essentials of spending.
9. You will graduate, even early. So don't pull your hair out when your computer locks up scheduling classes. Whether you get into that Advanced Agricultural Economics class this semester or not, it will all work out, and you'll end up very happy with your results. You'll land a great job, and be started on (I hope) a terrific future. You've got good credit, so you'll just have to pay down your debt, and you'll be in great standing, especially for a 22-year-old from a poor family. You're the first to graduate college, and you did it with a full tuition scholarship. So cut yourself some slack sometimes, and enjoy your college life a little more.
10. And lastly, I've mentioned your BF a few times here. The reason? He's still gonna be around 4 years from now. Yep, that boy that's still in high school now, the one that you can't quite figure out, he is a keeper. You'll fight, you'll cry, but in the end, you're good together. I know you don't want to hear this now, but just know that as you stumble through these early parts of your relationship, you'll one day hold his hand and picture the day you'll marry him, and what your kids will look like.
That is all.
Had to buy gas today on the DC: $20
Was VERY tempted to stop for a cup of coffee this morning, because I had a rough night and had to get up early for work. But I trooped it out and saved $1 by making the effort to make my coffee at home.
Since I have tomorrow off and therefore a little free time tonight, I thought I'd check in on the monthly budget and see where I am:
On the left is the actual amount for this month, on the right is the budgeted amount.
Paycheck: $1075.66 / $2,090.00
Extra Income: $5.10 / $0
Entertainment/Fun: $8.50 / $10
Health/Dental/Vision: $56.76 / $108
401K: $0 / $85
Rent: $875 / $875
Household Supplies: $20.55 / $10
Food: $36.65 / $70
Gas: $165.01 / $355
Bank Fees: $46 / $0
Pet Supplies: $44.53 / $50
Notes: Along with this, I decided to update my budget to include $10 in "fun" money every month. This month, I've used it to get film developed, but I don't feel like it belongs in the "Household Supplies" category. Speaking of Household Supplies, I am already over budget, but primarily because of a book of stamps and some shipping supplies, which will last me a while. Food & Gas seem to be in okay shape, as long as I cut the eating out the rest of this month and make smart grocery purchases. I'll probably end up being over in Pet Supplies too, because I'm only $6 away now, and I need to get some kitty pan liners & more dog food eventually.
Overall, I'd call it so-so, but I've still got plenty of categories that I haven't encountered yet this month (utilities, etc.).
Puppy Update: He has had two accidents today, but I think they are my fault. I was arguing with BF on the phone earlier and probably didn't notice his signs of needing to go out. He's sleeping now, but I'm preparing to take him out again shortly to prevent any more.
I guess I should start checking in on my monthly variable bills to see where they stand, I'll have a separate post if I end up actually paying anything.
Hope everyone is having a good weekend... only 17 more days until BF moves in by the way!