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too many variables...

May 14th, 2008 at 02:26 am

Not much new to add today. I had to work, and then came home to have tacos for dinner with BF.

I've decided to start tracking each purchase again, but I'll probably wait until the the last week of May or beginning of June to do so. We worked on our joint budget a few days ago, and made alot of progress, but there are still alot of variables at this point. We have exact amounts on all our debt except for BF's car loan, so he has to call and get the payoff on that. I just like to know where we stand on everything.

The way it looks now, BF needs to find a job making at least $8/hour (shouldn't be too hard around this area), and then he'll need to work at least 38 hrs/week. Hopefully he'll get one making at least $9.50, which would mean less hours that he'd HAVE to work, but more money for the Wedding Fund if he did.

We plan to work on my truck on Thursday (my day off). Some of the guys at my work have given me some advice on determining if it's the starter, so we're going to try a few different things on Thursday morning, and then if it doesn't work, try to get it towed somewhere Thursday afternoon. Hopefully we'll get it figured out somehow.

As for this blog, I have updated much of it with our "joint" information, but it's a bit depressing. The total debt & expenses obviously increased with BF's addition to the household. I have to keep reminding myself that it's not that our debt really INCREASED that much, just that we've combined it into one place now. I'm glad that I started this blog when I did, because I think it will make it much easier for us to keep track of our joint expenses and budget now.

Anyway, time to crunch some more numbers and then hit the sack. Smile

Posted in Budgeting, Not Necessarily Financial | 3 Comments »

3 Responses to “too many variables...”

  1. merch Says:
    May 14th, 2008 at 12:53 pm 1210769632
    1210769632

    If you two start really busting it by working 50 hours a week or more, you should be able to really attack that debt and have money for the wedding too.

    And a debt free honeymoon. Yea you need to sacrifice in the short term and yea it sucks, but you'll feel a lot better sucking it up now and just plowing through this stuff.

    I leave my house at 6am and come back home by 7pm 5 days a week and my wife (SAHM of 2) works 10 hours on the weekend. It's really helped us get some traction on our debt. I hoping to be debt free (except the house) in Septemeber.

  2. Petunia Says:
    May 14th, 2008 at 03:38 pm 1210779527
    1210779527

    Why wait to track? I'd encourage you to start doing it now! Tracking forces one to pay attention. . . and paying attention helps one to spend less.

  3. Amber Says:
    May 17th, 2008 at 12:31 am 1210984299
    1210984299

    I think it is great that you guy sit down together and discuss finances. I agree with Petunia regarding tracking your expenses the sooner the better

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