I have been trying to simplify our finances, since combining together and moving to another state has us all spread out. Right now we have two checking accounts, and one savings. BF has already closed his checking and savings.
I see alot of you can do transfers from your checking to your savings online anytime you want, and I'm thinking that would be REALLY nice. I know it would be more incentive to stay, especially because the only way to deposit money into the savings we have now is to mail it. Then we have to find an ATM that supports that bank to get it out.
If we're going to follow through with my plan of budgeting everything monthly & then putting whatever extra into our savings until the bill comes, then I'll need a savings that is easy to deposit & withdraw from. I guess I should check into that.
Which banks are you guys using for that? We have BBT for our checking account here.
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BF & I took our $1 movie back to Walmart tonight. We didn't rent another one, mostly because all the good movies are coming out in a few days.
We picked up some odds and ends groceries, but not much. Then I made a stop at Office Max to get an organizer for work. I started out carrying my paperwork back and forth in a manilla folder, but in four months, I have gathered 3 more folders and they are tearing apart. We looked around forever, but I finally found exactly what I wanted... a brown leather outside, zips up, 3-ring binder for papers, pockets, and places for business cards. It ended up being $14, so I was happy with that.
Then, since we were in the same shopping center, we went to the dollar store. BF wanted to get some more of these shaved ice things they have (he's attempting a diet). They are $1 for four of them in a pack, so we picked up some snack food. We don't snack alot (I'm always working), so it's so much cheaper for us to just get some random things at the dollar store... cheaper than Walmart even.
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My AC articles still aren't published. I'm getting a little worried, even though there's really no reason why they wouldn't be approved. Ugh.
I am feeling a little motivated, so I think I may help BF in his job search. None of the retail places he has applied to have called, but maybe that is a blessing in disguise... maybe he will get a better-paying job with a more predictable schedule. That would be nice! I also need to finish sending my thank-you cards for my graduation gifts. People have probably given up on me by now! :S
Do I need another savings account?
June 24th, 2008 at 12:43 am
June 24th, 2008 at 01:04 am 1214269479
Something I just did recently was to open an account with GMAC Demand Notes. They are unsecured notes through GMAC, and at the moment are paying 4.75%. This account has check writing capabilities, so I use this as our emergency fund.
June 24th, 2008 at 02:25 am 1214274337
June 24th, 2008 at 03:12 am 1214277178
June 24th, 2008 at 03:20 pm 1214320856